Homeowners will purchase homeowner's insurance when they buy a house. Make sure hail damage is included in your homeowner's insurance. It is often easier to file a hail damage claim than to get compensation for the damage. A professional should inspect your roof if you had hail damage or a large hailstorm.
Hail can cause severe damage to your home, particularly your roof. Hail can also cause damage to your home's exterior. You could notice leaks in your ceilings after a hailstorm if you don't have your roof checked. There could also be insulation or electrical problems. You should immediately report hail damage to your insurance adjuster firm. This will allow you to make repairs before further damage occurs.
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The inspector will provide a detailed estimate of hail damage to the area. Many insurance companies won't cover all claims, so it is a smart idea to hire an inspector. You should compare both damage reports when you hire your own inspector to determine if they are comparable or close to equal. An external inspector might find tiny cracks in your roof, but the inspector for the insurance company may not have seen them or simply not consider them relevant.
Your insurance company may deny your hail damage claim. You could have no documentation to support a claim. You might also hear them say that the hailstorm was not the cause of the damage. They could refuse to pay if they haven't received any documentation within a reasonable time. Make sure you are able to find an attorney who is knowledgeable about this topic and can help you get your claim approved.